LINK, which protects access to cash services across the UK, has completed its assessment of Upminster and decided not to recommend a banking hub in the area at this time.
This outcome follows a determined campaign led by Hornchurch & Upminster MP Julia Lopez, who has been advocating for continued in-person banking services in light of recent bank closures. The campaign was rooted in two pressing local priorities: protecting access to cash, especially for older residents and small businesses, and supporting the long-term health of Havering’s local high streets.
While the decision is not the result Mrs Lopez had hoped for, she has made clear that the case for a banking hub remains strong.
“Access to cash remains vital for many in our community, particularly elderly residents and independent traders who depend on face-to-face banking and cash transactions. It’s also an important part of keeping our high street vibrant and accessible to everyone.”
Mrs Lopez intends to meet with LINK representatives in Parliament to better understand the reasoning behind their decision and to explore alternative ways of addressing local banking needs. She will continue to monitor the situation closely and oppose any further bank closures in the constituency.
“I am naturally incredibly disappointed by LINK’s conclusion,”
She said.
“However, this decision does not mark the end of my efforts. I will keep engaging with residents, businesses, and LINK to ensure that access to cash and core banking services is preserved, now and into the future.”
The campaign has drawn attention to the essential role that banking hubs can play in safeguarding community infrastructure and economic resilience. Should local circumstances change, Mrs Lopez remains committed to revisiting the case for a banking hub in Upminster.
